SECTION ONE

Amount of debt per household (USD)

Definition/RATION/ALE – what does it measure? (max 2 lines)

The indicator assesses the prevalence and levels of debts among the target population - an important proxy indicator of its economic status.

Methodology for collection – How to collect information for indicator (max 4 lines).

  • • Conduct a baseline survey, using a representative sample of the intended beneficiaries, to assess household income, expenditures and debt before assistance – include key food and non-food items plus additional expenditures that are contextually relevant.
  • • After the cash-based assistance was provided, assess, as a part of your endline survey among a representative sample of the target households, their average monthly income, expenditures and debt from the time the assistance was provided for comparison of pre and post intervention differences in household debt.

Methodology for analysis – How to analyse (Max 4 lines)
Visual demonstrations for thresholds
How to interpret: Urban v. rural, gender

  • • Collect the following data by interviewing a representative sample of the target group members
  • • Recommended survey questions (Q)
  • • Q1: Do you owe any money to banks or micro-finance institutions? If so, what is the amount you owe to banks or micro-finance institutions?
  • • Q2: Do you owe any money to your friends or family? If so, what is the amount you owe to your friends or family?
  • • Q3: Do you owe any money to informal moneylenders? If so, what is the total amount you owe to informal moneylenders?
  • • Q4: Do you owe any money to shop keepers? If so, what is the total amount you owe to shop keepers?
  • • Q5: Do you owe any money to anyone else? If so, what is the total amount you owe to other people?
  • • As the next step, count the total amount of the household's debts from all the different sources.
  • • Calculate the indicator's value by summing up the total debts and dividing the amount by the number of respondents who reported having debts.

Notes on indicator –
What does the indicator not tell us.
How long is it reliable for?

  • • Use and report on a complementary indicator: "% of indebted households" or "% of households with debt(s) higher than [specify the minimum amount + currency]"
  • • While asking about households' debts is less sensitive than enquiring about their savings, it is important that the data collectors explain carefully why they are asking about it, how the provided data will (not) be used and why it is important that the information the respondent provides is correct

When to use it/when not to use it:

  • • Avoid collecting/analysing for locations where markets do not play a major role in accessing food and non-food items.

Core: Y/N

No

IPC Categories:

Contributing Factor

M&E: IMPACT, OUTCOME, OUTPUT, PROCESS

Impact

Recall?

30 days

Indikit